Emad S Almahalawi

Provides financial planning with strategic planning to the Chief Executive
Officer as a functional roadmap that assesses current resources, costs and
budget and aligns them with the companys mission and goals. Carry out all
necessary actions to ensure that the company meets its financial and legal
obligations.
Collaborates with executives and project managers to develop a budget for
the upcoming fiscal year.
Evaluates and approves or rejects budget proposals, funding requests and
conducts cost-benefit analyses to determine value in contrast with the past
budgets.
Oversee the preparation of the companys financial accounts to ensure that
these are presented accurately and on time, develop and provide strategic
financial reports and budgeting (periodic financial status and for the fiscal
year).
Develop and control the company’s annual operating budget to ensure that
all financial targets are met and financial and statutory regulations complied
with.
Monitoring spending patterns and implementing measures to promote
adherence to budgets. Implementing and maintaining accounting best
practices to ensure the financial good standing of the organization.
Page 3
Set strategic financial management activities such as capital structure,
treasury, CF Management and defining corporate funding strategy.
Providing investments solutions and decisions on investment mix and policy,
matching investments to objectives, allocation and balancing possible risk.
Direct and control finance staff to ensure that they are appropriately
motivated and developed, so that they carry out their responsibilities to the
required standards.
Develop and implement an internal audit programmed to ensure that the
company complies with financial procedures and regulations.
Develop and maintain all necessary systems, policies and procedures to
ensure effective and efficient financial management within the company.
Monitor external contracts and services provided by suppliers to ensure that
these are operating effectively and provide the best value to the company.
Board Member - provide for fiscal accountability, budget recommendation
and governing the organization for the Higher and the Steering board by
establishing broad policies and financial objectives for the company.
Participate in the Audit Board Committee and Internal Board Committee -
presenting periodical financial results and its compliance with the company’s
financial policies.
Fulfill and act in accordance with the implementation of IFRS and the IAS
financial reporting

• Analysis and Interpretation of Financial Statements by looking at the various parts of the financial statements, relating the parts to each other.
• Comparative Horizontal Analysis of Balance Sheets and Income Statements.
• Appraise progressively the soundness, adequacy, and application of the internal control systems.
• Assist in performing all tasks necessary to achieve the organization's mission and help execute staff succession and growth plans.
• Ensure adequate controls are installed, and substantiating documentation is approved and available, so that all purchases may pass independent and governmental audits.
• Ascertain the extent to which the system of internal control ensures compliance with the policies and procedures, and State laws and regulations.
• Ascertain that the system of internal control promotes the efficient and effective use of resources;
• Ascertain that the system of internal control operates to ensure that the assets are properly controlled and safeguarded from losses arising from fraud, irregularity, or corruption.
• Ascertain that there are adequate controls to ensure reliability of accounting and other information as a basis for producing accounts and for financial, statistical, and other returns.
• Ascertain that there is an adequate internal control system to ensure the integrity and reliability of financial and other information provided to the Governing Authority, and.
• Confirm compliance with laws, regulations, and Government Guidelines.
• Setting and renewal of counterparty limits, the proper execution of the risk committee approval decision. Review assessments of unit price of the investment funds.
• The monitor and the reporting of any deviation from the approved conditions set by the RIC, or exceptions to the approved policies and procedures.
• The proper disbursement, in accordance with appropriate authorities, and the custody of all policies and procedures.

• Providing and interpreting financial information.
• Monitoring and interpreting cash flows, and predicting future trends.
• Analyzing change and advising accordingly.
• Formulating strategic and long-term business plans.
• Researching and reporting on factors influencing business performance.
• Analyzing competitors and market trends.
• Developing financial management mechanisms that minimize financial risk.
• Conducting reviews and evaluations for cost reduction opportunities.
• Managing a companys financial accounting, monitoring, and reporting systems.
• Liaising with auditors to ensure annual monitoring is carried out.
• Developing external relationships with appropriate contacts (e.g. auditors, solicitors, bankers and statutory organizations such as the Inland Revenue);
• Producing accurate financial reports to specific deadlines.
• Conduct periodic review of investment portfolios by type of fund.
.
• Evaluate all investment portfolios, calculate unit prices, and announce them on the CMA website.
• Conducting a review of subscriptions and withdrawals from all investment funds.
• Prepare and advertise daily, weekly, and monthly reports.
• Invest all surplus funds of the company in an investment that capitalize on profits such as (Sukuk, Murabaha, Deposits, Discretionary Portfolio Management (DPMs).

• Evaluated the financial performance of the company by analyzing key financial data, including revenues, expenses, and profit and loss (P&L) statements. My analysis helped identify the companys strengths and weaknesses in order to optimize financial performance.
• Provided actionable recommendations to management, offering insights on areas such as cost control, revenue optimization, and strategic financial planning, helping to drive decision-making aimed at improving the companys overall profitability.
• Conducted variance analysis to track the companys actual performance against budgeted financials, allowing for better resource allocation and identification of areas requiring corrective action.
• Played a key role in improving the companys financial reporting systems, streamlining processes to ensure timely and accurate data that supported both operational and strategic decisions.
• Utilized advanced financial modeling techniques to forecast future financial performance, enabling management to plan effectively for market fluctuations and operational challenges.
• Gained international exposure by analyzing financial data from both the UK and international markets, enhancing my ability to perform global financial performance analysis and adapt to various financial regulatory environments.
• Collaborated with different departments to ensure cross functional alignment between financial goals and business operations, promoting better coordination and more efficient business performance.

• Corporate Banking Services: Oversaw the issuance of export and import letters of credit, letters of guarantee, and other financing instruments for corporate clients.
• Financial Analysis: Analyzed companies financial statements and capital structures, making recommendations for financing decisions based on risk assessments and financial health.
• Client Relations: Built strong relationships with corporate clients, offering strategic advice on market trends, pricing, and distribution to improve their revenue and profitability.
• Contributes to team effort by accomplishing related results as needed.
• Review the financial statements of companies requesting funding.
• Prepare financial analyses.
• Study the risk ratio and assist the decision makers to grant financing to companies.
• Advise customers about potential markets and market trends.
• Research price, distribution, and other transactions. Provide suggestions for the company to improve revenue.
• Research, structure transactions, price, and distribute securities.